Monday, July 14, 2008
Credit Cards
One of my goals in taking FPU is to make my wallet a lot lighter with very few (if any) credit cards. I've closed several accounts...American Express, Discover Card, Bank of America, and Macy's. I still need to close a few more. I was a department store credit-aholic. I like this new simplification in my life. How about you guys?
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Yeah, I used to love to use credit cards! Those were the days. Now we are living in reality. It's now a sad pitiful life, if we don't have the cash then we can't buy it.
Seriously, it is awesome to live without debt and especially 22% rip off interest rate debt! I have been in line at Target twice now over the last month were the person in front of me is having their credit card rejected and is fumbling for a back-up card. A sad way to live life. I feel much freer using cash for everything. It's what my 87 year old grandpa does everyday - he doesn't own a credit card!
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