It's too hard!

Giving up the old life is hard. Change is hard. Working the program is hard. Budgeting is hard. Getting your debt snowball rolling is hard. If it was easy everyone would be living in a paid for house and driving cars without payments.

That's why FPU works. But you have to work the program. That means you need to stop doing what you always did. Stop using credit cards, period. Start using cash (You ain't gonna be robbed!). Sell stuff. Stick to your budget.

Work the program. We did and we are debt free. I'm not bragging. These are the facts. If you want to be broke when your 65 and greeting people at Walmart, that's your life to live. If you want a 30 year mortgage every five years until your dead, that's your business.

But for me, I am free. I'm not working for the banks. I have choices. I sleep good at night. This freedom can be yours too, if you want it. But if you work the program "Willie Nillie" you will not accomplish your goals. If you put only some effort into it you will be in debt forever. You must get intense. You must kill your debt! Cut up your cards! Get off the juice! Or stay broke - it's your life.

I challange you to get intense. Think differently. Sacrifice now so that you can have your life back. We did it. It took us a long time. It was hard. It was painful. But it was so worth it. You can do it too. Kill it.

That's a picture of our paid for house.

It can be done people.