Week 4, Dumping Debt is one of my favorites. Not just becuase "dumping debt" is what Dave is really all about, but because it just fuels me. I can't watch this lesson without getting passionate. I sit in the back of the room and the tears just flow every single time. I think of how hard this is yet how simple. I think of how there is no way that I can quit and become "Practice the Goat." I think of how there are 43 of us right now pulling for each other and awesome that God has brought us on the journey together.
Part of our journey together will be this blog. I changed formats due to the poor structure and limited capability of the original blog. You can post here and see the immediate impact. I look forward to what God has planned for us.
Remember your homework, complete your credit card history form and most importantly, your Debt Snowball. See you all next week! Make it a great one, and chase the cheetah!
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5 comments:
The hardest things in life are the ones which, once undertaken, build the most character in us and help us recognize just how much we need the strength of God to get us through. We don't need to be The Lone Ranger. Hang in there...if we walk closely with God as we make these tough financial decisions, we'll be blessed one way or another! God is faithful!
We are super excited about dumping our debt! The last class was definitely motivating; enough so that we are looking at some extreme measures to get rid of our debt as soon as possible.
One lesson I've been learning in working toward financial peace/security is that it will mean nothing if I don't ultimately and foremost seek my peace/security in God.
Just a thought...
Hi ALL, this is Liz from Wed night class. I find myself regularly talking with a bunch of people who have taken other financial classes. In one of my recent conversations the guy said that he and his wife only have debit cards but are considering getting one credit card for car rentals. I know Dave mentioned something about this not being necessary, but the guy said that earlier this year they could not use their debit cards when they needed to rent a car. I told him I would find out what Dave would say... any thoughts? : )
Liz, I rented a car in TN in January and used a debit card with no problem. They always ask for a credit card, but they will and must take a debit card. Tell them not to do it...
I have learned a lot from this lesson. I have purchased and have refinanced a home, and have always let the 'mortgage broker' deal with the credit report. Why is it that your credit score is based on the past 7 - 10 yrs of purchasing activies, but only the most active accounts are displayed with your loan documents? Through this lesson I have found an account that I had forgotten about that has been open for 10 yrs and has not been used. When I called to try and close it, I was told that my account was in storage and that there was no way to get to it. Figure that?!
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